Creating your first payment is straightforward and involves a few key steps. Review our step-by-step instructions to ensure a smooth setup now and successful transactions in the long run.

How do you create the first payment?

The preliminary flow consists of such steps:

Step 1. Connect a Payment Provider

• To connect a Provider, first, navigate to a Payment Hub and click New connection.
• The system redirects you to the catalogue of available Providers. From the list of Providers, choose the preferred one and click Connect.
• Then, manually enter the credentials of your Provider account, adding your Account Credentials (MIDs) from a chosen Payment Provider. Once you finish entering the credentials and confirming them, click Next step.
• The available Routes are linked to our system automatically and aggregated based on the Methods they combine. To change this behaviour and choose Routes manually, click the toggle Skip Methods. You can add the Methods manually after connecting a Provider.
• Be aware that selecting several Currencies creates a separate Provider account for each Currency.
• The Payment traffic for a specific Provider is enabled automatically in our system.
• To learn how to connect a particular Provider from our list, go to PSP Catalogue.

Step 2. Enable Routing & Cascading

• Go to Processing and click the presented Payment scheme on the grid. This scheme is created automatically based on the Base currencies you choose when launching the Organisation.
• Then, you can add Methods to the scheme. Click Add Payment methods and select the Methods you prefer, either in Card flow or Redirect. This action is optional as the system adds Methods to the scheme automatically.
• You can add several Methods based on your needs. After adding Methods, they become visible on the grid. You can filter Live and Test methods in the top right corner of the grid.
• Then, you need to Enable Routes for a particular Method. Click the preferred Method on the grid and go to Configuration.
• Click the toggle for a chosen Method. As a result, the Method status becomes Enabled. It switches on all the fields, currencies and features for the Method.
• To initiate the Routing strategy for a specific Method, click the preferred Method and go to Routing & Cascading.
• Choose routing Strategy, Rules and Actions. To learn how to work with Routing & Cascading, go to Rule engine guide.

Step 3. Create a Merchant account

• Go to Merchants and click New Merchant account.
• Enter the account Name, Website URL and choose the Payment scheme.
• If you have previously created Payment schemes, you can use one for a new Merchant account. But if you have not, you can add a Default Payment scheme built on the Base currencies you have chosen while creating an Organisation. To learn more about working with a Payment scheme, go to the Payment scheme guide.
• Click Create account. The status of your account should be marked as Enabled.
• Depending on your needs, you can either Enable Live or Test payments. After that, the system allows you to choose or change the Payment scheme. Ensure your scheme contains Live or Test Payment methods to be able to proceed with your first payment.

Step 4. Add a Checkout

• Go to Merchants and choose the account to which you want to add a Checkout.
• The system creates a Default Checkout, so that you do not need to create an additional one at this stage.
• Optionally, you can add the Name and get the integration Key manually if needed. To learn how to work with your Checkout, go to the 🛒Checkout guides.
• Go to the Methods tab and choose the Methods that should be represented at Checkout.
• The available Checkouts are presented in the Checkouts section with the corresponding status. To make payments via Checkout, its status should be marked as Enabled in the system.

Step 5. Create a live Payment Request

• Go to Transactions and click Create Payment.
• Choose a Merchant account you want to use when creating a Payment Request.
• Choose the Checkout that you want to use in a Payment Request.
• Insert the Amount that is going to be charged and the Currency, and click Create Payment.

Step 6. Pay over Checkout

• After creating a Payment Request, the system redirects you to Transactions.
• Click the dropdown list in the top right corner of the Transaction page and choose Open Checkout.
• Сhoose the Payment method. This Method contains several fields aggregated according to the Provider you have previously connected.
• Fill in the required and/or optional fields and click Pay.

Step 7. Check the Transaction status

• Go to Transactions and review to see if the payment you made is presented in the list on the grid.
• Click the chosen Transaction and check its status in the Details tab.